Cookie & Data Usage Policy

Overview of Our Tracking Technologies

At Codtrexia, we believe transparency about data usage builds trust. This comprehensive policy explains how we collect, use, and manage information through various tracking technologies on codtrexia.com. We want you to understand exactly what happens when you interact with our financial goal-setting platform.

Our tracking systems are designed to create a personalized experience that helps you achieve your financial objectives more effectively. Every piece of data we collect serves a specific purpose in improving your journey toward financial independence.

What Are Cookies and Tracking Technologies?

Cookies are small text files stored on your device when you visit websites. Think of them as digital breadcrumbs that help websites remember your preferences and activities. Beyond traditional cookies, we also use web beacons, pixel tags, and session storage technologies.

These technologies work silently in the background, collecting information about how you navigate our platform. For example, when you set a savings goal, cookies remember your target amount so you don't have to re-enter it during your next session. This seamless experience is only possible through strategic data collection.

Types of Tracking We Use

Different types of tracking serve different purposes on our platform. Understanding these categories helps you make informed decisions about your data preferences.

How Tracking Enhances Your Experience

Every tracking technology we implement serves a specific purpose in making your financial planning journey more effective and personalized.

Personalized Financial Insights

When you interact with our budgeting tools, we track which categories you focus on most. This allows us to provide targeted advice about debt reduction, savings optimization, or investment strategies that match your spending patterns. Someone who frequently reviews their emergency fund will see different recommendations than someone focused on retirement planning.

Progress Tracking and Motivation

Our tracking systems monitor your goal-setting activities and milestone achievements. This data powers features like progress celebrations, reminder notifications, and adaptive goal suggestions. If you're consistently exceeding your savings targets, we might suggest more ambitious financial goals.

Educational Content Recommendations

Based on your browsing behavior and the tools you use most frequently, we recommend relevant educational content. If you spend time on our debt management tools, you'll see articles about debt consolidation strategies. This targeted approach ensures you receive information that's actually useful for your situation.

Data Retention and Storage

We maintain different retention periods for different types of data, balancing functionality with privacy protection. Here's how long we keep various types of information:

Data Type	Retention Period	Purpose
Session Cookies	Until browser closes	Maintain login status and form data during your visit
Preference Cookies	12 months	Remember your dashboard customizations and settings
Analytics Data	24 months	Understand long-term usage patterns and feature effectiveness
Marketing Data	6 months	Provide relevant content recommendations and educational materials

After these periods, data is automatically deleted from our systems. You can also request immediate deletion of your tracking data by contacting our support team.

Managing Your Cookie Preferences

You have complete control over how we track your activities on codtrexia.com. Here are the various ways you can manage your preferences:

Browser-Level Controls

All modern browsers allow you to control cookie behavior through their settings menus. You can block all cookies, allow only first-party cookies, or set up exceptions for specific websites. However, blocking essential cookies will limit website functionality.

• Chrome: Settings > Privacy and Security > Cookies and other site data
• Firefox: Settings > Privacy & Security > Cookies and Site Data
• Safari: Preferences > Privacy > Manage Website Data
• Edge: Settings > Cookies and site permissions > Cookies and site data

Account-Level Preferences

Logged-in users can access detailed privacy controls through their account dashboard. These settings override browser preferences and provide granular control over different types of tracking. You can disable marketing cookies while keeping functional ones, for example.

Opt-Out Tools

We respect industry-standard opt-out mechanisms, including the Global Privacy Control (GPC) signal and Do Not Track headers. When these signals are detected, we automatically disable non-essential tracking technologies.

Third-Party Tracking

Some features on our platform integrate with third-party services that may set their own cookies. This includes analytics providers, customer support chat systems, and educational content partners. While we carefully vet these partners, they operate under their own privacy policies.

We regularly audit our third-party integrations to ensure they meet our privacy standards. Any partner that collects personal data must demonstrate compliance with applicable privacy laws and maintain appropriate security measures.

Your Rights and Choices

Depending on your location, you may have specific rights regarding your personal data and tracking preferences. These rights are designed to give you control over your digital privacy.

• Right to access information about what data we collect and how we use it
• Right to request deletion of your personal data and tracking history
• Right to opt out of non-essential tracking and marketing activities
• Right to data portability for information you've provided to us
• Right to correct inaccurate information in your profile or preferences
• Right to restrict processing of your data for specific purposes

To exercise any of these rights, contact our privacy team using the information provided below. We typically respond to privacy requests within 30 days and will verify your identity before processing sensitive requests.

Updates and Changes

As we improve our platform and add new features, our tracking practices may evolve. We'll update this policy whenever we make significant changes to our data collection or usage practices. Major changes will be announced through email notifications to registered users.

We recommend reviewing this policy periodically to stay informed about how we protect your privacy. The "Last Updated" date at the top of this document indicates when the most recent changes were made.